It will prevent simultaneous multiple Pharmacy dispensing with the same Rx. When we add the other filtering techniques of influencing low cost Generics, refill-too-soon intercept for Maintenance therapies, and many other screening, a significant cost containment will result.

Indemnity programs also have an expensive administrative cost with screening submitted vouchers of purchases. This is automatically eliminated.

Prior experience indicates that the company can provide a guarantee of savings approaching 33% by reducing utilization and shrinking ingredient cost by a greater use of lowest cost Generics.

Ö Companies with NO Drug Benefit Program – Competition alone makes adding a Drug Benefit program a necessity. Reluctance in the past to offer this benefit was the high risk of uncontrollable over-utilization. Online PBM systems make this one remaining benefit a minimum-risk reality by a managed program with deductibles and maximum allowance.

In these circumstances the company believes that it can commit to a defined cost per individual covered. The demographics of the Group covered will dictate the quotation made by the company. Simply stated, absent any unexpected Acts-of-God, a young population is a substantially lower cost liability than one with an older population.

The lease basis will use a PMPM (Cost per Person per Month) parameter to adjust downwards (guarantee) any lease fees to reflect overages of the PMPM baseline quotation.

Ö Companies with an Existing Online Drug Benefit Program – The lessor will guarantee a lower PMPM (Cost Per Person Per Month) that will result in substantial savings. This commitment is made on the knowledge that the TeleCLAIM system includes techniques accumulated over 15 years of experience with complex benefit programs in North and South America.

The reader is encouraged to review the details of the PlanBuilder module that can be found in the company website www.dprx.com under Software Products section.

Other collateral operational costs will be lower and offer significant savings. The TeleRx and TeleVISTA system modules operating in the Internet provide efficiencies that surpass the other known alternative systems.

The TeleCLAIM++ system also offers interactive communication with Intuit’s QuickBooks Accounting package. This is a major component to complete the overall need of a PBM business. Total financial reporting is provided for Tax returns and extensive Accounts Payable and Accounts Receivable components for the PBM.